How to create Paymaya account: A Beginner’s Guide 2021

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How to create Paymaya account: Transfer monet paymaya to bank. pay bills using paymaya. send money paymaya to gcash. pay using paymaya.

How to Use Paymaya: A Beginner’s Guide

Paymaya is one of the online payment accounts with an application, similar to GCash, where you can load up in convenience stores and purchase anything online.


It is a free e-wallet app that caters to contactless transactions that are good now that we are experiencing the COVID-19 pandemic.


You can use Payamaya to have your food and essential goods delivered via Grab, Foodpanda, Lalamove, Angkas, or MetroMart and pay with your PayMaya virtual or physical card.


It’s also famous for its cashback and big rewards!


Want to use PayMaya? Check this guide for beginners.


How to Register in PayMaya

First, download the PayMaya app from the App Store or Google Play Store. Click ‘Register’ and fill out the form, then tap ‘Continue.’ Read the Data Privacy policy and tap ‘Accept.’ Enter the verification code that you will receive via text and tap ‘Proceed.’


After that, you can upgrade your account so that you can enjoy the complete services of PayMaya.


How to Upgrade your PayMaya account

Like GCash, when your account is not verified, you get minimal services. It’s best to get your account verified right away.


  1. Tap the menu in the upper left corner of the screen and select ‘Upgrade My Account.’


  1. Review the instructions, prepare your Valid IDs and tap ‘Next.’ 

1 Primary ID

  • SSS ID (Digitized, with photo)

  • PRC ID

  • Postal ID (Issued 2015 onwards)

  • Passport

  • Driver’s License

  • UMID

  • NBI Clearance

  • Government Office and GOCC ID (Digitized, with photo)


or 2 Secondary IDs

  • Senior Citizen Card

  • Police Clearance

  1. Input your details that match your ID and take a photo of the front and back pictures of your valid ID in the app.



  1. Record a video selfie following the instructions on the screen and tap ‘Next.’

  2. Review the confirmation page and tap ‘Submit.’

  3. Wait for the account upgrade confirmation and tap ‘Done.’ You can check your application’s status on the menu.

    How To Create Or Link A PayMaya Account From Messenger

Transfer Money to PayMaya User

In the dashboard, tap ‘Send Money.’ Put in the name, mobile number, or account number of the recipient and the amount. Tap ‘Send.’ You can also set an optional message. Tap ‘Continue.’ Review the confirmation page and ‘Tap Send.’


Easy right?


Transfer Money to Bank

In the dashboard, click ‘Bank Transfer,’ select the partner bank from the drop-down menu, and put the amount and other details. Tap ‘Continue.’ Review the confirmation page and click ‘Send. You will see the confirmation message in the app and via text for your successful transaction.


How to Pay Bills

Click ‘Pay Bills’ in the dashboard. Choose the biller and input the required details. Enter the amount and tap ‘Continue.’ Check the confirmation page, then click ‘Pay.’ You will receive in-app notification and text that your transaction is completed.



Now you can enjoy safe and cashless transactions! Download the application now.



1. You can use paymaya account for paying facebook ads. and also gcash.

2. you can use paymaya to transfer to bank or gcash or coins ph

3. you can use paymaya to get discounts and pay bills with cash rebates.

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